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For example, 68% saw liability insurance costs increase in 2025, up from 46% in 2024, and 66% saw property insurance hikes versus 45% a year earlier. And like many renters, 44% of childcare providers saw rent or lease costs rise, up from 32%. They are also facing more wage pressure as well as higher expenses for food, supplies, and facility maintenance—all while public funding is down.

Well it depends what balance we want between security and speed.

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